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DJW Insurance Agency, Inc. Blog

View the latest blog posts from DJW Insurance Agency, Inc..

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Monday, June 13, 2022

Protecting Your Valuables During a Flood

Anything touched by floodwaters has the potential to be ruined. Your clothing may be perfectly replaceable. But what about your family photo albums, all of the files on your computer and important documents — such as car titles and birth certificates? READ MORE >>

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Wednesday, May 18, 2022

Common Homeowners Concerns During Hurricane Season

When news of rough weather starts spreading, homeowners often start to worry about their own property if they live in range of the storm. Here is a list of some common concerns and how you can quell them by getting more information from your independent agent.  “Am I covered? READ MORE >>

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Thursday, April 14, 2022

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Monday, March 14, 2022

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>

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Tuesday, February 22, 2022

First-Time Home Buyer? Get the Facts About Home Insurance

If you are a first-time home buyer perusing the market, you know how complicated the process can be. The reward of purchasing a home will likely outweigh the journey you took to get to that point. However, you should learn more about your home insurance options before you sign on the dotted line.  READ MORE >>

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Tuesday, January 18, 2022

How Much General Liability Insurance Does a Small Business Need?

Small businesses face a lot of general risks during operation. General liability insurance is a common yet crucial policy designed to cover businesses from potentially expensive accidents and lawsuits. So how do you decide how much coverage your small business needs?  READ MORE >>

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Monday, December 27, 2021

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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Monday, November 22, 2021

3 Steps to Minimizing the Risk of Being a Distracted Driver

Vehicle owners can easily suffer distractions on the road today. Cell phones, busy lifestyles, and numerous passengers make being a distracted driver easy. However, this puts you and your family at risk. To avoid car insurance claims, learn how to avoid being a distracted driver. READ MORE >>

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Friday, October 22, 2021

Is it Better to Buy Multi-Car or Single Vehicle Policies?

Buying car insurance means buying coverage for all your vehicles. In most cases, every car in your possession needs a policy. Every driver, from you to your spouse or children, needs coverage also. However, that may not necessarily mean that they all need separate policies. READ MORE >>

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Friday, September 10, 2021

Are Your Trees a Danger to Your Home?

Large mature trees provide shade in the summer and beautiful foliage in the fall. However, they can also be a year round hazard to your home. The fall and winter seasons are especially difficult times for large trees. In some states, fall is the peak of the hurricane season where high winds can topple over trees and bring down branches weighing hundreds of pounds. READ MORE >>

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