Monday, March 10, 2025 With population increases also come increases in property values. This means that living in your own home often has a higher cost over the years. You might wonder if your homeowners insurance needs increase as your property value rises. The answer is, sometimes. READ MORE >>
Thursday, January 9, 20257 Energy Efficiency Tips For Homeowners Heating and cooling expenses can be some of the largest items in your budget. After your mortgage and home insurance bills, it's possible that these take the biggest financial toll. Here are some ways to reduce your energy costs: Lower your water heater temperature. READ MORE >>
Thursday, December 12, 2024What Type of Homeowners Insurance Policy is Best for Me? Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made. READ MORE >>
Monday, June 10, 2024Water is an amazing force. It’s a beautiful and powerful thing in nature, but when it's in your home, the damage it can do is unbelievable. When there's water where it doesn't belong, it can ruin floors, walls and your belongings. If you'd like to avoid an unexpected flood in your house, check out your washing machine and hot water heater. READ MORE >>
Thursday, March 7, 2024Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes? Standard Homeowners Insurance Does Not Cover Flood Damage There is a general rule of thumb about coverage for water damage to your home. READ MORE >>
Wednesday, January 31, 2024Summer is here and you may be counting the days until you head to the mountains or the beach for a few days of R&R. Remember, your home security shouldn't be on vacation as well. You may have adequate home insurance protection, but there are things you can do to help protect your property and keep your insurance premiums at a minimum. READ MORE >>
Friday, December 1, 2023Obtaining coverage specific to your mobile home is essential. In fact, a standard homeowners insurance policy will not cover your liabilities in the same way this specific policy will. There are also endorsements you can add to the policy to cater to your specific needs. READ MORE >>
Friday, September 1, 2023If you have or are looking at mobile homes, your homeowners insurance needs will be different than that of other types of homes. Each type of policy works similarly, but you need to have the right insurance for your type of home. Mobile homes are of course much different from stationary homes, after all. READ MORE >>
Tuesday, April 18, 2023With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up. READ MORE >>
Thursday, February 2, 2023Homeowners insurance is a necessary part of home ownership. When you buy a home, your mortgage lender usually requires you to get coverage. Carrying a policy helps protect you and the lender against common threats and losses. You also want coverage that gives you peace of mind. READ MORE >>
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