DJW Insurance Agency, Inc. Blog: business insurance
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Friday, January 29, 2021 Dump trucks are high-liability vehicles, and their owners require a personalized, tailored and high-quality commercial auto insurance policy in order to fully protect themselves. While commercial auto insurance is necessary for most vehicles owned by most businesses, the need for this coverage by dump truck owners is significantly greater. READ MORE >>
Wednesday, November 25, 2020 General liability insurance is a common yet crucial policy designed to cover businesses in case of accidents on and off the property. This coverage covers nonprofessional negligence, meaning negligence that does not relate to a professional service. For example, say there is a large spill on the floor of your restaurant. READ MORE >>
Wednesday, July 15, 2020 In most states, Louisiana included, certain businesses have to offer their employees access to workers compensation. This means you must buy workers compensation insurance and follow relevant state laws. Should an employee need workers compensation, this means you will have to respond. READ MORE >>
Friday, May 15, 2020 If you're going to have your employees driving a company vehicle, you need to understand how your commercial auto insurance coverage works. This policy can cover your employees. But you need to have it set up properly. How Do You Get Your Commercial Auto Insurance Policy To Cover Your Employees? READ MORE >>
Tuesday, January 21, 2020 Your general liability insurance premiums are determined by multiple factors — some of which are under your control, and some of which you really have no say over. Insurance companies keep much of the math a secret, and each insurer has their own way of calculating the risk that they are covering. READ MORE >>