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DJW Insurance Agency, Inc. Blog: auto insurance

View the latest blog posts from DJW Insurance Agency, Inc..

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Monday, March 14, 2022

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>

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Monday, November 22, 2021

3 Steps to Minimizing the Risk of Being a Distracted Driver

Vehicle owners can easily suffer distractions on the road today. Cell phones, busy lifestyles, and numerous passengers make being a distracted driver easy. However, this puts you and your family at risk. To avoid car insurance claims, learn how to avoid being a distracted driver. READ MORE >>

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Friday, October 22, 2021

Is it Better to Buy Multi-Car or Single Vehicle Policies?

Buying car insurance means buying coverage for all your vehicles. In most cases, every car in your possession needs a policy. Every driver, from you to your spouse or children, needs coverage also. However, that may not necessarily mean that they all need separate policies. READ MORE >>

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Friday, July 9, 2021

Car Insurance Costs After Your Vehicle Is Totaled – Will They Rise?

An accident occurs. You get a call from your auto insurance provider. They tell you the vehicle has significant damage. They total it. When this happens, you may wonder what your options are. Chances are good you do not have a lot of options. It may be time to buy a new car. READ MORE >>

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Friday, March 12, 2021

Defensive Driving Techniques

Defensive driving is one of the most important things you can do to prevent injury. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe. What is Defensive Driving? Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence of adverse driving conditions. READ MORE >>

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Friday, January 29, 2021

Commercial Auto Insurance for Dump Trucks

Dump trucks are high-liability vehicles, and their owners require a personalized, tailored and high-quality commercial auto insurance policy in order to fully protect themselves. While commercial auto insurance is necessary for most vehicles owned by most businesses, the need for this coverage by dump truck owners is significantly greater. READ MORE >>

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Friday, October 30, 2020

Do I Still Need Insurance if I Don’t Drive My Car?

It may seem a waste to spend money on a vehicle you don’t use, but even if you don’t drive the car you own, you will still need a certain amount of auto insurance. This is because auto insurance isn’t a “pay-as-you-need-it” type of policy. READ MORE >>

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Monday, June 15, 2020

How Does Collision Auto Insurance Protect Your Vehicle?

Liability insurance covers damage to another driver's car if the accident was deemed your fault. However, collision car insurance protects your vehicle - even if you cause the accident. Your DJW Insurance agent is a great resource for the type of coverage that can most benefit your driving habits. READ MORE >>

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Friday, May 15, 2020

Does Commercial Auto Insurance Cover Your Employees?

If you're going to have your employees driving a company vehicle, you need to understand how your commercial auto insurance coverage works. This policy can cover your employees. But you need to have it set up properly. How Do You Get Your Commercial Auto Insurance Policy To Cover Your Employees? READ MORE >>

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Wednesday, February 19, 2020

Is Your New Car Fully Covered?

When you buy a new car, it's important to make sure you have auto insurance to protect your investment. Car insurance works just about the same for all personal cars. But there are a few things you need to check before you drive off the lot. When Do You Need To Add Your New Car To Your Car Insurance Policy? READ MORE >>

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