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DJW Insurance Agency, Inc. Blog Page 2

View the latest blog posts from DJW Insurance Agency, Inc..

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Friday, August 27, 2021

5 Employee Benefits That Workers Value

It’s no secret that people prefer to work for compassionate companies that understand their personal needs. These individuals will often work harder for a company that takes care of them, creating loyalty on both sides of the employment spectrum. READ MORE >>

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Friday, July 9, 2021

Car Insurance Costs After Your Vehicle Is Totaled – Will They Rise?

An accident occurs. You get a call from your auto insurance provider. They tell you the vehicle has significant damage. They total it. When this happens, you may wonder what your options are. Chances are good you do not have a lot of options. It may be time to buy a new car. READ MORE >>

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Wednesday, June 16, 2021

How Does Insurance Cover Product Damage Lawsuits?

We know a thing or two about running a business. To protect your business, you’ll need several types of business insurance, product liability coverage among them. Here’s why.   When Do You Need Product Liability Insurance?  There’s always a chance your products might cause harm to others. READ MORE >>

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Monday, May 24, 2021

Will Home Insurance Cover Damaged Patio Furniture After a Storm?

Storms can be intense, causing damage to the structure of your home. You may walk outside to find your patio furniture shattered into pieces or crumpled in the neighbor’s backyard. When this type of damage occurs, contact your home insurance agent.   READ MORE >>

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Wednesday, April 14, 2021

Getting Workers’ Comp After a Car Accident

Employees who drive need to be aware that sometimes, accidents will happen. Therefore, if they were to get injured in a wreck, they need to have the ability to get assistance covering their medical bills, lost income and other financial strains. READ MORE >>

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Friday, March 12, 2021

Defensive Driving Techniques

Defensive driving is one of the most important things you can do to prevent injury. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe. What is Defensive Driving? Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence of adverse driving conditions. READ MORE >>

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Friday, February 26, 2021

Unique Benefits to Offer Your Employees

Employees are the key value of every single business, serving as your eyes, ears and legs at the front line of your company. Finding and retaining these employees is one of the most important aspects of running a successful business. However, employees do expect return for their hard work. READ MORE >>

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Friday, January 29, 2021

Commercial Auto Insurance for Dump Trucks

Dump trucks are high-liability vehicles, and their owners require a personalized, tailored and high-quality commercial auto insurance policy in order to fully protect themselves. While commercial auto insurance is necessary for most vehicles owned by most businesses, the need for this coverage by dump truck owners is significantly greater. READ MORE >>

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Wednesday, November 25, 2020

When Does General Liability Insurance Cover a Lawsuit?

General liability insurance is a common yet crucial policy designed to cover businesses in case of accidents on and off the property. This coverage covers nonprofessional negligence, meaning negligence that does not relate to a professional service. For example, say there is a large spill on the floor of your restaurant. READ MORE >>

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Friday, October 30, 2020

Do I Still Need Insurance if I Don’t Drive My Car?

It may seem a waste to spend money on a vehicle you don’t use, but even if you don’t drive the car you own, you will still need a certain amount of auto insurance. This is because auto insurance isn’t a “pay-as-you-need-it” type of policy. READ MORE >>

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