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DJW Insurance Agency, Inc. Blog

View the latest blog posts from DJW Insurance Agency, Inc..

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Tuesday, February 3, 2026

Five Great Ways to Protect Your Business from Fires

While workplaces have become safer in recent years, fire risks still pose a significant threat. Watching your company go up in flames is devastating—especially when a simple mistake caused a roaring inferno. The National Fire Protection Association reports that about 3,340 fires occur in office properties each year—causing approximately $112 million in direct property damage. READ MORE >>

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Wednesday, January 14, 2026

Business Insurance Premiums are Affected by Business Practices

In your efforts to obtain the best insurance policies for your business, a major concern might be the premium you will have to pay. Insurance companies use many factors when calculating your premium, including claims history and the risk associated with your business. READ MORE >>

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Wednesday, December 10, 2025

The Different Types of Commercial Insurance

Many small business owners do not know about the different types of insurance they are required to have, they ought to have and how they can obtain insurance from different carriers. The following are some different types of commercial insurance. READ MORE >>

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Tuesday, November 11, 2025

How Can Business Insurance Protect Your Business Assets?

You can protect your business assets by obtaining business insurance. This coverage helps you pay for damage or loss due to a covered peril. Without insurance, you can end up paying out of pocket should disaster strike. Here’s more about the importance of adequate coverage and the risks associated with operating a business. READ MORE >>

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Friday, October 10, 2025

Know the Differences in Business Insurance and Why it Matters

Many business owners believe that business insurance is really a luxury for more established companies. Even though it is true that business insurance does take a piece of your company’s budget, it is a cost every business—no matter the size, industry or length of time in business—should plan for. READ MORE >>

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Monday, September 1, 2025

5 Lesser Known Business Insurance Policies

Most business owners know the importance of property, liability and workers compensation insurance. But what about the assortment of additional business coverages that provide more well-rounded coverage for a variety of needs? This article discusses five lesser known business insurance policies that might be right for your business. READ MORE >>

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Friday, August 8, 2025

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Saturday, July 12, 2025

5 Discounts You Should Ask About When Getting Auto Insurance

If you are like most people, you welcome the opportunity to save money. Every little bit of money you save makes it easier to maintain your household's budget. More specifically, most people welcome the opportunity to save on their car insurance. As a requirement to drive legally, drivers can’t do without insurance. READ MORE >>

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Friday, June 13, 2025

What You Need to Know About Flood Insurance

  Flooding can cause major damage to your home. If you don’t have a flood insurance policy, you could be footing the bill for repairs to your flooded home. Flooding damage is generally excluded from homeowners insurance policies; this means homeowners will need a separate policy to cover the damages from such a natural disaster. READ MORE >>

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Friday, May 9, 2025

How Much General Liability Insurance Does My Small Business Need?

  Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however. READ MORE >>

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