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DJW Insurance Agency, Inc. Blog

View the latest blog posts from DJW Insurance Agency, Inc..

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Friday, June 13, 2025

What You Need to Know About Flood Insurance

  Flooding can cause major damage to your home. If you don’t have a flood insurance policy, you could be footing the bill for repairs to your flooded home. Flooding damage is generally excluded from homeowners insurance policies; this means homeowners will need a separate policy to cover the damages from such a natural disaster. READ MORE >>

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Friday, May 9, 2025

How Much General Liability Insurance Does My Small Business Need?

  Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however. READ MORE >>

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Thursday, April 10, 2025

Top Reasons to Consider Flood Insurance for Your Home

  If you have been considering flood insurance for your home but have not yet done so, it’s not too late. After all, you home is probably your biggest investment, which makes it worth protecting from potential disasters. If you do not currently have flood insurance for your home, here are a few of the reasons why you should consider purchasing it. READ MORE >>

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Monday, March 10, 2025

As Property Values Rise, Do I Need to Increase My Home Insurance?

  With population increases also come increases in property values. This means that living in your own home often has a higher cost over the years. You might wonder if your homeowners insurance needs increase as your property value rises. The answer is, sometimes. READ MORE >>

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Wednesday, February 12, 2025

The Importance of Buying Auto Insurance

  Chances are you drive multiple times a day, which puts you at risk of being involved in a car accident. If you are not backed up by a reliable insurance policy, you can experience major financial issues if you do have a car accident. By not having auto insurance, you put yourself at risk for: READ MORE >>

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Thursday, January 9, 2025

7 Energy Efficiency Tips For Homeowners

7 Energy Efficiency Tips For Homeowners Heating and cooling expenses can be some of the largest items in your budget. After your mortgage and home insurance bills, it's possible that these take the biggest financial toll. Here are some ways to reduce your energy costs: Lower your water heater temperature. READ MORE >>

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Thursday, December 12, 2024

What Type of Homeowners Insurance Policy is Best for Me?

What Type of Homeowners Insurance Policy is Best for Me? Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made. READ MORE >>

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Thursday, November 7, 2024

Does an LLC Need Business Insurance?

Does an LLC Need Business Insurance? Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>

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Tuesday, October 15, 2024

How to Protect Your Home from Floods

How to Protect Your Home from Floods As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. READ MORE >>

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Thursday, September 5, 2024

Business Insurance for Consultants

Business Insurance for Consultants No matter the industry you are in as a consultant, your job comes with some pretty important skills required and, in many cases, the companies and people you work with and through will likely demand that you be held responsible when things go right and wrong. READ MORE >>

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