Wednesday, April 14, 2021Employees who drive need to be aware that sometimes, accidents will happen. Therefore, if they were to get injured in a wreck, they need to have the ability to get assistance covering their medical bills, lost income and other financial strains. READ MORE >>
Friday, March 12, 2021 Defensive driving is one of the most important things you can do to prevent injury. Let’s take a look at the meaning of driving defensively and discuss techniques for staying safe. What is Defensive Driving? Defensive driving means anticipating dangerous situations by taking into account the actions of others and the presence of adverse driving conditions. READ MORE >>
Friday, February 26, 2021 Employees are the key value of every single business, serving as your eyes, ears and legs at the front line of your company. Finding and retaining these employees is one of the most important aspects of running a successful business. However, employees do expect return for their hard work. READ MORE >>
Friday, January 29, 2021 Dump trucks are high-liability vehicles, and their owners require a personalized, tailored and high-quality commercial auto insurance policy in order to fully protect themselves. While commercial auto insurance is necessary for most vehicles owned by most businesses, the need for this coverage by dump truck owners is significantly greater. READ MORE >>
Wednesday, November 25, 2020 General liability insurance is a common yet crucial policy designed to cover businesses in case of accidents on and off the property. This coverage covers nonprofessional negligence, meaning negligence that does not relate to a professional service. For example, say there is a large spill on the floor of your restaurant. READ MORE >>
Friday, October 30, 2020 It may seem a waste to spend money on a vehicle you don’t use, but even if you don’t drive the car you own, you will still need a certain amount of auto insurance. This is because auto insurance isn’t a “pay-as-you-need-it” type of policy. READ MORE >>
Friday, September 18, 2020 One of the major factors that draws good talent is great benefits. Employees want to work somewhere they feel comfortable that had competitive employee benefits. Health insurance is a huge necessity for employees. But not all health insurance is created equal, and it’s not enough to simply offer the most basic policy. READ MORE >>
Friday, August 28, 2020 If you’re looking to insure an older home, you may have more difficulty than expected. Older homes are generally harder to insure because they present more risks than newer homes due to age and condition. An older home generally has less updated fixtures and systems, poor roofing and less reliable siding and foundations. READ MORE >>
Wednesday, July 15, 2020 In most states, Louisiana included, certain businesses have to offer their employees access to workers compensation. This means you must buy workers compensation insurance and follow relevant state laws. Should an employee need workers compensation, this means you will have to respond. READ MORE >>
Monday, June 15, 2020 Liability insurance covers damage to another driver's car if the accident was deemed your fault. However, collision car insurance protects your vehicle - even if you cause the accident. Your DJW Insurance agent is a great resource for the type of coverage that can most benefit your driving habits. READ MORE >>
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