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DJW Insurance Agency, Inc. Blog Page 4

View the latest blog posts from DJW Insurance Agency, Inc..

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Thursday, December 8, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Tuesday, November 1, 2022

A Guide to Home Insurance for New Home Buyers

When buying a new home, there are many things to consider, such as the area you want to live and how close it is to places such as hospitals and schools. You also want to make sure your home is big enough to suit your family and affordable so that you have extra income beyond your mortgage and other bills. READ MORE >>

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Wednesday, October 5, 2022

5 Employee Benefits That Workers Value

It’s no secret that people prefer to work for compassionate companies that understand their personal needs. These individuals will often work harder for a company that takes care of them, creating loyalty on both sides of the employment spectrum. READ MORE >>

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Thursday, September 1, 2022

Navigating the Coverage and Limits of Car Insurance

The auto insurance industry is confusing sometimes, especially for the average driver. Still, it’s one of the most important pieces of financial protection you can own. Your policy can pay for a variety of damage you and your car might experience during travel. READ MORE >>

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Wednesday, August 10, 2022

Is General Liability Insurance Enough for a Business?

You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need general liability insurance. READ MORE >>

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Monday, July 25, 2022

Do You Have Windstorm Insurance?

If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per hour. READ MORE >>

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Monday, June 13, 2022

Protecting Your Valuables During a Flood

Anything touched by floodwaters has the potential to be ruined. Your clothing may be perfectly replaceable. But what about your family photo albums, all of the files on your computer and important documents — such as car titles and birth certificates? READ MORE >>

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Wednesday, May 18, 2022

Common Homeowners Concerns During Hurricane Season

When news of rough weather starts spreading, homeowners often start to worry about their own property if they live in range of the storm. Here is a list of some common concerns and how you can quell them by getting more information from your independent agent.  “Am I covered? READ MORE >>

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Thursday, April 14, 2022

Do You Need Flood Insurance in a Low-Risk Area?

It’s quite common for property owners to believe they may not need flood insurance because they do not live in an area that is at a high risk for floods. The federal government creates very specific flood maps. These maps determine just how much risk is present in any given area based on a great deal of data. READ MORE >>

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Monday, March 14, 2022

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>

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