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DJW Insurance Agency, Inc. Blog Page 2

View the latest blog posts from DJW Insurance Agency, Inc..

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Thursday, November 7, 2024

Does an LLC Need Business Insurance?

Does an LLC Need Business Insurance? Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>

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Tuesday, October 15, 2024

How to Protect Your Home from Floods

How to Protect Your Home from Floods As the most common natural disaster across the U.S., floods cause billions of dollars in damage each year and seem to only be growing in frequency. Floods are agitating at best and deadly at worst. READ MORE >>

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Thursday, September 5, 2024

Business Insurance for Consultants

Business Insurance for Consultants No matter the industry you are in as a consultant, your job comes with some pretty important skills required and, in many cases, the companies and people you work with and through will likely demand that you be held responsible when things go right and wrong. READ MORE >>

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Wednesday, August 14, 2024

Consider Your Medical Needs When Making a Flood Plan

Consider Your Medical Needs When Making a Flood Plan If a damaging incident, like a flood, threatens your property, you might put yourself in harm’s way if you don’t see to your personal needs. Older people are among the most at-risk individuals when it comes to flooding. READ MORE >>

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Thursday, July 11, 2024

Why Do Auto Insurers Want To Know How Much You Drive?

Why Do Auto Insurers Want To Know How Much You Drive? Every year you might receive the following question from your auto insurance provider: How much are you driving per year? Most people have no real idea how many miles they put on their vehicle from one year to the next. But it is a good idea to monitor this. READ MORE >>

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Monday, June 10, 2024

Check These Often Ignored Sources of Water Leaks

Water is an amazing force. It’s a beautiful and powerful thing in nature, but when it's in your home, the damage it can do is unbelievable. When there's water where it doesn't belong, it can ruin floors, walls and your belongings. If you'd like to avoid an unexpected flood in your house, check out your washing machine and hot water heater. READ MORE >>

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Monday, May 20, 2024

Safety Tips For Staying In Flooded Homes

Floods may arise suddenly during bouts of severe weather. During such times, rapidly rising waters may trap people inside their homes. That means that floods do pose a personal threat to many people. If you become trapped in your home during a time of flooding, your safety is at risk. READ MORE >>

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Tuesday, April 16, 2024

Taking Care of Your Car Before and After a Move

Moving doesn’t just involve packing up and buying a new home. It also means that you have to transfer many of your legally-owned assets to your new location. Making sure you do so under the law often requires consideration and oversight. Among the assets you often have to transfer to your new home is your vehicle. READ MORE >>

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Thursday, March 7, 2024

Understanding Common Homeowners Insurance Exclusions

Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes? Standard Homeowners Insurance Does Not Cover Flood Damage There is a general rule of thumb about coverage for water damage to your home. READ MORE >>

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Wednesday, February 28, 2024

Does Commercial Property Insurance Cover Flooding

Floods are a somewhat contentious and confusing part of the property insurance landscape. Homeowners in lowland or coastal regions likely know that flooding is not covered in their homeowner policy. However, if you're a business owner, then you may not know whether your commercial property insurance will handle this particular hazard. READ MORE >>

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