☰ ˟
DJW Insurance Agency
Get More Information 800.820.0004
  • Home
  • Get A Quote
    • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
    • Flood Insurance Quote
    • General Liability Quote
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Windstorm Insurance Quote
    • Workers Compensation Quote
  • Products
    • Automobile
    • Business & Commercial
    • Employee Benefits
    • Flood
    • General Liability
    • Group Medicare Advantage Plans
    • HomeownersImage of right arrow
      • Opelousas, LA
      • Alexandria, LA
      • Natchitoches, LA
      • Shreveport, LA
      • Monroe, LA
    • Life
    • Personal Umbrella
    • Workers Compensation
  • Blog
  • Make A Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About DJW Insurance Agency, Inc.
    • Our Locations
    • Testimonials
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join our Newsletter
DJW Insurance Agency, Inc.
Insuring what matters for over 100 years
Homeowners Auto Life Business Employee Benefits
Arrow
Home > Blog > What Are Workers Compensation Boards?
WEDNESDAY, JULY 15, 2020

What Are Workers Compensation Boards?

Regulatory Meeting

In most states, Louisiana included, certain businesses have to offer their employees access to workers compensation. This means you must buy workers compensation insurance and follow relevant state laws. Should an employee need workers compensation, this means you will have to respond. This will likely mean working with the Louisiana Office of Workers Compensation Administration. What is the purpose of this office?

Understanding Workers Compensation

When employees get hurt on the job, they often have a right to seek compensation from their employer (even if the accident wasn't the employer's fault). Workers compensation insurance creates an avenue to address this injury without resorting to a lawsuit. Once an employee qualifies for a claim, they might receive workers compensation for:

  • Replacement income
  • Job retraining
  • Medical and rehabilitation costs

Some policies even pay workers compensation to the families of those who die on the job. The goals of policies are to help those injured at work not suffer financially during recovery.

However, not everyone will qualify for a claim. Employers and employees have to follow the correct avenues for filing. That's where the workers compensation office might play a role.

Workers Compensation Offices

Nearly all Louisiana employers with one or more employees must carry workers compensation insurance. Failure to do so might result in regulatory fines. The Louisiana Workers Compensation Administration is the body that helps enforce this law. It also provides services for both employers and employees to guide them through a claim. It helps prevent fraud or misconduct by applicants, policyholders and others involved.

The workers compensation office seeks to make the claims process as smooth as possible. So, when someone files a claim on their workers compensation policy, the insurer must report the claim. The office provides the necessary resources to help parties accurately file the claim. It seeks to ensure that all claims receive fair and appropriate review.

One thing that the office does not do is pay workers compensation benefits themselves. Coverage comes from an employer's workers compensation insurance. Therefore, once the claim receives approval, the workers compensation policy will begin to pay benefits. However, the office can help applicants who receive claim rejections resolve the issue.

Throughout the process of applying for a workers compensation insurance claim, the Louisiana Workers Compensation Administration can be a resource to employers and employees in need. Therefore, if you ever run into a problem, then the office will likely provide a solution. You can also reach out to one of our agents to understand the process further.

Get A Quote

Posted 11:00 AM

Tags: workers compensation insurance, business insurance, commercial insurance, djw insurance agency
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2013
  • 2010

  • auto insurance(15)
  • home insurance(14)
  • djw insurance agency(10)
  • flood insurance(9)
  • business insurance(7)
  • employee benefits(7)
  • car insurance(5)
  • general liability insurance(5)
  • commercial auto insurance(4)
  • commercial insurance(4)
  • djw insurance(3)
  • workers compensation insurance(3)
  • mobile home insurance(2)
  • homeowners insurance(2)
  • hurricane insurance(2)
  • health insurance(2)
  • life insurance(2)
  • dental insurance(2)
  • windstorm insurance(1)
  • covid-19(1)
  • disability insurance(1)
  • general liability(1)

View Mobile Version

Connect with us

Facebook LinkedIn Twitter
Contact Us

Privacy Policy

Do Not Sell My Personal Info


Check us out

105 West Main Street
New Iberia, LA 70560

Phone: 337.364.7614
Fax: 337.367.6487
© Copyright 2023 DJW Insurance
A Division of Patriot Growth Insurance Services, LLC.