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DJW Insurance Agency, Inc. Blog: insurance

View the latest blog posts from DJW Insurance Agency, Inc..

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Thursday, August 3, 2023

Do You Need Flood Insurance?

Do you need flood insurance? That is a key question to ask when you purchase a home. Let's look at the reasons you might need flood insurance.  High Risk Area: If you live in a high risk area, then you definitely should consider flood insurance. Whatever institution holds your mortgage will often require it. READ MORE >>

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Monday, July 3, 2023

6 Ways to Save on Auto Insurance

Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce your rate. READ MORE >>

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Thursday, June 8, 2023

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.   This applies to people in the following situations:  If you are married, you need life insurance. READ MORE >>

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Tuesday, April 18, 2023

5 Common Misconceptions about Home Insurance

With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up. READ MORE >>

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Wednesday, March 1, 2023

Insuring Your Teen Driver

If you’re the parent of a teenager who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among 16- to 19-year-olds than among any other age group. READ MORE >>

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Thursday, February 2, 2023

3 Tips to Find the Right Home Insurance Policy For Your Family

Homeowners insurance is a necessary part of home ownership. When you buy a home, your mortgage lender usually requires you to get coverage.   Carrying a policy helps protect you and the lender against common threats and losses. You also want coverage that gives you peace of mind. READ MORE >>

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Thursday, December 8, 2022

Does Commercial Auto Insurance Cover Employee Vehicles?

Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. READ MORE >>

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Tuesday, November 1, 2022

A Guide to Home Insurance for New Home Buyers

When buying a new home, there are many things to consider, such as the area you want to live and how close it is to places such as hospitals and schools. You also want to make sure your home is big enough to suit your family and affordable so that you have extra income beyond your mortgage and other bills. READ MORE >>

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Thursday, September 1, 2022

Navigating the Coverage and Limits of Car Insurance

The auto insurance industry is confusing sometimes, especially for the average driver. Still, it’s one of the most important pieces of financial protection you can own. Your policy can pay for a variety of damage you and your car might experience during travel. READ MORE >>

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Wednesday, August 10, 2022

Is General Liability Insurance Enough for a Business?

You never want a customer to experience a problem with your business services. However, there is no guarantee that they won’t. And, if someone experiences a problem in the business, then they might blame you for the problem. That’s why you likely need general liability insurance. READ MORE >>

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