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DJW Insurance Agency, Inc. Blog: insurance

View the latest blog posts from DJW Insurance Agency, Inc..

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Monday, June 10, 2024

Check These Often Ignored Sources of Water Leaks

Water is an amazing force. It’s a beautiful and powerful thing in nature, but when it's in your home, the damage it can do is unbelievable. When there's water where it doesn't belong, it can ruin floors, walls and your belongings. If you'd like to avoid an unexpected flood in your house, check out your washing machine and hot water heater. READ MORE >>

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Monday, May 20, 2024

Safety Tips For Staying In Flooded Homes

Floods may arise suddenly during bouts of severe weather. During such times, rapidly rising waters may trap people inside their homes. That means that floods do pose a personal threat to many people. If you become trapped in your home during a time of flooding, your safety is at risk. READ MORE >>

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Tuesday, April 16, 2024

Taking Care of Your Car Before and After a Move

Moving doesn’t just involve packing up and buying a new home. It also means that you have to transfer many of your legally-owned assets to your new location. Making sure you do so under the law often requires consideration and oversight. Among the assets you often have to transfer to your new home is your vehicle. READ MORE >>

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Thursday, March 7, 2024

Understanding Common Homeowners Insurance Exclusions

Most people purchase homeowners insurance because the mortgage lender requires it. While you may be aware of how homeowners insurance can benefit you, do you know what your policy excludes? Standard Homeowners Insurance Does Not Cover Flood Damage There is a general rule of thumb about coverage for water damage to your home. READ MORE >>

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Wednesday, February 28, 2024

Does Commercial Property Insurance Cover Flooding

Floods are a somewhat contentious and confusing part of the property insurance landscape. Homeowners in lowland or coastal regions likely know that flooding is not covered in their homeowner policy. However, if you're a business owner, then you may not know whether your commercial property insurance will handle this particular hazard. READ MORE >>

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Wednesday, January 31, 2024

6 Ways to Protect Your Home While on Vacation

Summer is here and you may be counting the days until you head to the mountains or the beach for a few days of R&R. Remember, your home security shouldn't be on vacation as well. You may have adequate home insurance protection, but there are things you can do to help protect your property and keep your insurance premiums at a minimum. READ MORE >>

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Friday, December 1, 2023

Mobile Home Insurance - The Basics You Need

Obtaining coverage specific to your mobile home is essential. In fact, a standard homeowners insurance policy will not cover your liabilities in the same way this specific policy will. There are also endorsements you can add to the policy to cater to your specific needs.  READ MORE >>

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Wednesday, November 1, 2023

The Common Terms Associated With Car Insurance

If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors.  READ MORE >>

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Sunday, October 1, 2023

How To Protect Your Home From A Hurricane

Hurricanes are powerful storms that have the capability of causing massive amounts of destruction in their wake. Being that hurricane season lasts from June to November, we’re smack in the middle of the time frame when these storms are most likely to occur. READ MORE >>

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Friday, September 1, 2023

What You Need to Know About Mobile Homes and?Home Insurance

If you have or are looking at mobile homes, your homeowners insurance needs will be different than that of other types of homes. Each type of policy works similarly, but you need to have the right insurance for your type of home. Mobile homes are of course much different from stationary homes, after all. READ MORE >>

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