☰ ˟
DJW Insurance Agency, Inc.
Get More Information 800.820.0004
  • Home
  • Get A Quote
    • AnnuitiesImage of right arrow
      • Annuity Quote Form
      • Retirement Plan
    • Automobile
    • Bonds
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Dental
    • Flood
    • HealthImage of right arrow
      • Health Insurance Quote
      • Disability Insurance Quote
      • Long Term Care Insurance Quote
      • Employee Benefits
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Windstorm
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Flood
    • Homeowners
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Recreational VehicleImage of right arrow
      • Request ID Card for Recreational Vehicle Policy
      • Request Declaration and Coverages Page for Recreational Vehicle Policy
      • Add Recreational Vehicle to Existing Policy
      • Remove Recreational Vehicle from Existing Policy
      • Add Driver to Existing Recreational Vehicle Policy
      • Remove Driver from Existing Recreational Vehicle Policy
    • Windstorm
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Important Files
    • Insurance Glossary
    • News Center
  • About Us
    • About DJW Insurance Agency, Inc.
    • Our Locations
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
DJW Insurance Agency, Inc.
Insuring what matters for over 100 years
Homeowners Auto Life Business Employee Benefits
Home > Home Insurance - New Iberia & Lafayette, LA

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowners Quote Form
Manufactured Quote Form

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Property Loss Claim Form
Request Declaration and Coverages for Existing Homeowners Insurance Coverage

Homeowners Insurance Information

Home Insurance

For New Iberia, Lafayette and Areas Across Acadiana

REQUEST A HOME INSURANCE QUOTE

Buying a home is an exciting venture, but it's also a nerve-wracking one. There's so much to consider, including what type of insurance you should buy. Not having enough coverage can mean running the risk of losing important belongings without any recourse to replace them, or even being left without a home to go back to.

Have no fear. DJW Insurance Agency pairs homeowners with the right amount of home insurance coverage for the right price. We understand what a hassle it can be to find the right insurance policy. But we make it easy by offering affordable home insurance to our clients.

Common Home Insurance Questions In Acadiana

Why Do You Need Homeowners Insurance?

Homeowners insurance is incredibly important. It can protect your home, belongings and ensure you have the means to move, should something happen to your original house. Mortgage lenders also typically require you to carry, at minimum, liability insurance. Homeowners insurance generally provides coverage for:

  • General Liability: This protects you and your family in the event one of you causes bodily injury or property damage to someone else. This can even extend off the property.
  • Property Damage: This protects the physical structure of the home as well as its attached structures, such as an attached garage. Some policies also cover detached structures, such as sheds. This coverage does not include flood or earthquake coverage. It does provide coverage against fire, hail, smoke, lightning and wind.
  • Personal Belongings: Personal belongings coverage helps pay for items lost or damaged due to a covered incident. These are the same incidents covered under property damage. This coverage also excludes flood and earthquake damage.
  • Additional Living Expenses: Known as ALE, this coverage provides monetary assistance if you must temporarily move elsewhere while the home is being rebuilt or repaired.

You can extend your policy with extra coverage and save money by bundling. Ask a DJW Insurance agent about discounts you may be eligible for. You can also save money by adding safety aspects to your home, such as fire alarms and burglar alarms.

Which Home Insurance Options Are Essential In Louisiana?

There are no laws on home insurance in Louisiana, but it’s crucial to have coverage. A typical homeowners policy can cover a lot, but you also need flood insurance. Floods are a common threat in Louisiana, and they aren’t covered beneath a typical homeowners insurance policy.

How Much Is Insurance For The Average House In Acadiana?

While there aren't specific insurance figures for the Acadiana region, the average cost of home insurance in Louisiana is $1,945 a year.

What Is The Best Home Insurance For Acadiana?

It's recommended that you purchase a home insurance policy that covers liability, property damage, personal belongings and additional living expenses. It's also a good idea to get flood insurance.

What Is The Cheapest Version Of Home Insurance I Can Get?

You may be able to purchase the minimum general liability and property damage requirements set by your mortgage lender. However, it's recommended you purchase more coverage to protect yourself and your family’s assets.

Get Insured Today

DJW Insurance Agency wants clients to feel safe in their home. Know you're covered in case of a disaster by calling us today at (337) 364-7614 or filling out an online quote form to get started. You can also stop by one of our offices.

blog iconRelated Articles

Connect with us

Facebook LinkedIn Twitter

Check us out

105 West Main Street
New Iberia, LA 70560

Phone: 337.364.7614
Fax: 337.367.6487

Fill out the form below to get started with an insurance quote

© Copyright 2021. All rights reserved.
Powered by Insurance Website Builder