Business Insurance in New Iberia, LA

Whether you’re running a small or large business in Louisiana, risks like storms, property damage, legal claims or workplace injuries can cause setbacks. DJW Insurance Agency, Inc. can provide insurance options to help you handle them.

What Does Business Insurance Cover?

Business insurance can help manage various risks. Fortunately, the following types of insurance can help provide valuable coverage:

• Commercial property insurance can help pay for damage to your building, equipment, inventory and other items caused by fire, storms, theft, vandalism and other covered perils.

• General liability insurance may cover legal costs and settlements if someone claims your business caused their bodily injury, reputational harm or property damage.

• Workers’ compensation insurance may assist with medical bills, lost wages and other costs after a workplace injury. Most Louisiana businesses with employees are required to carry this coverage.

• Business interruption insurance may help replace lost income and pay for ongoing expenses if your business temporarily closes due to a covered event.

Additional coverages may also be available for businesses with further insurance needs, such as to address professional liability claims, cyber risks and commercial vehicle accidents.

How Much Does This Policy Cost? 

Insurance companies may adjust commercial policy rates based on:

• Industry 

• Location 

• Workforce size 

• Assets and revenue 

• Claims history 

• Coverage details (e.g., endorsements, coverage limits and deductibles) 

Who Needs This Policy?

Every business faces different risks, and knowing yours will make it easier to find the right coverage. A retail store, a manufacturing company and a consulting firm may each have different insurance requirements. An agent can guide you through options that match your goals.

Get Started

Find the insurance coverage that works for you. Contact DJW Insurance Agency, Inc. today to learn more or get a personalized quote.

Don't wait to insure your business. One bad claim or accident can wipe out a company's savings, especially if it's just starting out. DJW Insurance Agency provides reliable insurance at affordable prices. Call us today at (337) 364-7614 or fill out an online quote form to get started. You can also visit us at one of our locations.